Spending digital assets comes with an uncomfortable choice: you have to sell part of your portfolio first. On one hand, selling means giving up exposure to an asset you expect to appreciate. For long-term holders, especially Bitcoin investors, that’s often a difficult decision.
The other side is all about taxing. In many countries, selling crypto can also create a taxable event. Depending on local regulations, that may mean paying capital gains tax sooner than you’d planned.
The new integration gives CoinRabbit users direct access to Bitrefill’s marketplace from within their account. Users can use funds from crypto loans to purchase thousands of digital products, including gift cards, eSIMs, and mobile refills, without selling the assets they want to keep for the long term.
CoinRabbit and Bitrefill Join Forces to Expand Crypto Use Cases
Buying, borrowing, and holding crypto has become much easier over the past few years. Spending it in everyday life is still a different story.
In CoinRabbit, you can borrow against your crypto instead of selling it. The Bitrefill integration is another step in CoinRabbit’s broader approach to crypto asset management. Alongside lending, users can preserve their digital capital while putting it to work. Bitrefill offers a catalog of more than 10,000 digital products across 180+ countries. That way users benefit from liquidity and can immediately use it for everyday purchases.
Everything happens inside the CoinRabbit account. Browsing products, adding them to the cart, and completing checkout happens without switching between multiple services.
Why Spend Crypto Without Selling It?
In traditional finance, borrowing against appreciating assets has been a common way to access liquidity while keeping long-term investments intact. Many people know this idea from the phrase “Buy, Borrow, Die.” The strategy is popular among long-term investors since they often avoid selling valuable assets like real estate unless they absolutely have to.
That idea has shaped traditional wealth management for decades. But putting that principle into practice has often meant for crypto holders leaving the crypto economy.
CoinRabbit users are free to not sell their assets. Instead, they pledge them as collateral, receive a crypto-backed loan, and continue holding their position. The collateral is securely stored in cold storage throughout the loan and is returned once the loan is fully paid back. Bitrefill is there to make borrowed funds immediately useful. Just go directly to the Spend Crypto section and purchase eligible products.
How to Spend Crypto with Bitrefill
There are only six steps from registration to final checkout.
1. Sign up or log in to your CoinRabbit account.
2. Open Spend Crypto.
3. Choose your country and preferred currency.
4. Browse Bitrefill’s catalog or search for a specific product.
5. Select the product and review any regional terms.
6. Complete checkout using one of the available crypto payment options.
Bitrefill states that products are normally delivered immediately or within a few minutes after successful payment, depending on the product. Checkout screens and required fields may vary by order.
Exploring Bitrefill Products and Crypto Payment Options
The embedded Bitrefill marketplace includes more than 10,000 products across over 180 countries.
Users can purchase:
- gift cards for shopping, travel, gaming, entertainment, food, and many other categories;
- eSIM data packages for supported destinations;
- mobile phone refills for supported countries and operators.
Depending on the selected country, you can find brands such as Amazon, Apple, Airbnb, Steam, and many regional retailers. Always check the product details first. Gift card values, payment options, and redemption rules depend on the selected country and issuer.
CoinRabbit and Bitrefill’s Vision for Everyday Crypto Adoption
CoinRabbit and Bitrefill solve different parts of the same problem. CoinRabbit helps users unlock liquidity without selling long-term holdings. Bitrefill gives them a practical way to spend that liquidity on everyday products.
“Traditional wealth management has long treated liquidity and capital preservation as complementary goals, not competing ones. Crypto users deserve the same flexibility. You shouldn’t have to choose between keeping exposure to an asset you believe in and paying for everyday needs. By combining CoinRabbit’s lending infrastructure with Bitrefill’s marketplace, we’re making that approach available in the crypto world.”
Walter Barrett, Chief Strategy & Growth Officer at CoinRabbit.